If your car is in an accident and needs to be fixed, your insurance may pay for you to rent a car while yours is being repaired.
But you need to have rental reimbursement coverage added to your policy in order to get this coverage.
Rental reimbursement coverage usually has some limits, such as the number of days you can rent a car or the amount of money your insurance will pay.
So, it's important to check with your insurance company to see what your policy covers.