The Wells Fargo Autograph Journey card has a $95 annual fee but offers higher rewards rates and more perks than the Wells Fargo Autograph℠ Card.
You can use the card to earn 5 points per $1 on hotels, 4 points per $1 on airlines, and 3 points per $1 on other travel and dining.
The card also comes with a $50 annual airline statement credit, which can be applied to any airline purchase of at least $50.
Other perks include cell phone insurance and travel protection.