Small businesses are still struggling to get the funding they need to grow, despite the recent improvements in the economy.
High street banks are making it difficult for these businesses to access loans, but alternative finance providers are stepping up to fill the gap.
These providers need to be careful about the loans they offer to ensure they don't end up with too many bad debts.
Investing in technology can help lenders manage their loan books more effectively and make sure they are lending responsibly.
