Learn English: Fun Way to Pay, but Banks are Worried! (easy)

Imagine buying a toy and paying a little bit each week instead of all at once; that's buy now, pay later!

Lots of people like this new way to pay because it's easy and doesn't charge extra money.

But banks are a little worried because people might use this instead of their credit cards.

They worry they will make less money if people use this new way to pay for things more often.